damn................
his insurance sucks.
lets take this a step futher.
if you were insured for uninsured moterest by your own insirance company.
what would they give you????
contact your insurance company and tell them that the guy that hit you,
his insurance is trying to low ball you and make it out that this is all you get.
when you know the resale value is alot more.
lets see what your insurance company would give you.