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I used to carry an extra belt...it's cheapert than a tow truck
I had a belt with me but it was too dark to get it done and I was 1/2 on and 1/2 off a 2 lane highway. No shoulder. I was scared! I've carried a spare belt for years. Had one come off back in the 80's when it was several degrees below zero and I had little kids in the car. No celll phones. Got my attention!!!