ive had this happen to me. IMO alarms are a waste of money. I would recommend Lojack or another theft RECOVERY device (there's a couple of them out there).

DO NOT ACCEPT THE INSURANCE CO. FIRST OFFER. They will try to low ball you first. I held out on mine and got an extra $4,000.

 

I have an alarm on mine, but I still put the club on mine. If they are going to take it they are going down with a fight!!! But that must be the worst feeling at first. I could just imagine. The only thing to do is away.