I want my Radix Insured, but not Insured
Aug 6, 2004 | 11:52 AM
#11
Originally Posted by LS1csherm
Couple of things
First - check and read your policy
Many companies will allow up to 1k of custom part and equip included in your policy
This custom parts and equip can be anything, wheels, tires, blowers, nitrous, anything.
If you want more coverage - most companies will let you buy more custom parts and equip coverage - normally in blocks of 1k
If you still need more - many companies have agreed price policies
meaning you and the insurance company agree on the value of your truck
when you take out the policy.
Main thing - is know your policy
Also - just because you bought 1k of custom parts does not mean the value of your truck increases by 1k.
First - check and read your policy
Many companies will allow up to 1k of custom part and equip included in your policy
This custom parts and equip can be anything, wheels, tires, blowers, nitrous, anything.
If you want more coverage - most companies will let you buy more custom parts and equip coverage - normally in blocks of 1k
If you still need more - many companies have agreed price policies
meaning you and the insurance company agree on the value of your truck
when you take out the policy.
Main thing - is know your policy
Also - just because you bought 1k of custom parts does not mean the value of your truck increases by 1k.
. Oh well, it seems best to let the insurance know nothing of performance parts and deal with it on a personnel level. 
Philip S.
Aug 6, 2004 | 11:53 AM
#12
Originally Posted by greentahoe
Dont count on insurance to help you do anything other than lighten your wallet. Ive never had a claim, speeding ticket, or anything. I was in an accident and I handled the damage reimbursement personally 
so no claim, but I needed to go to the chiropractor to get an evaluation. Thats it. My insurance went up 25%. My truck had iced coffee dumped on it one night right after I detailed it by some high school punks celebrating graduation. I hopped in my vette (I was in the garage and heard everything) and when they stopped thinking they would handle me I preceeded to educate them.
Philip S.
Aug 6, 2004 | 12:15 PM
#13
How would anybody know that you have these things unless you go around showing them off? I know a nice, new, shiney SC would be something that I would like to show off but if you are afraid of your truck being vandalized because of it, don't open the hood around everybody.
Aug 6, 2004 | 12:24 PM
#14
Originally Posted by leochevy2001
How would anybody know that you have these things unless you go around showing them off? I know a nice, new, shiney SC would be something that I would like to show off but if you are afraid of your truck being vandalized because of it, don't open the hood around everybody.
. I wouldn't pop my hood though. Another question though- Is it legal for an insurance company to ask you if you have done any performance modifications?Philip S.
Aug 6, 2004 | 01:08 PM
#15
TECH Fanatic
Joined: Aug 2003
Posts: 1,382
Likes: 0
From: Yorkville IL - Chicago
Originally Posted by BigBlockChev572
Thanks for the advice, I'll look into it more as of I did not know they you could buy parts and equip coverage.
Thanks.
Philip S.
Thanks.
Philip S.
Welcome
Read your policy
If you are not sure - talk with your agent or customer service
If you need help let me know
I see it every day
Guys put 5k in stereo equip in there cars and thinks it covered
Gets ripped off and get paid 1k.
I see ricers put 5 to 10k into a car everyday and get paid 1k
I feel for them - but got to know and read what your signing
If you dont understand it - ask.
Aug 6, 2004 | 05:08 PM
#17
Staging Lane
Joined: Jul 2004
Posts: 95
Likes: 0
From: College Station, TX
Originally Posted by Deckhand
the odds of them stealing a actual supercharger would be slim.. they would need tools, and a good amount of time. Also, need to break into ur window to open ur hood.
You might think it would be hard to steal such a componet. But when i was in high school people wold come back to there cars and would be missing tranys, carbs, and otehr such items. These items where from rare or expensive cars and trucks. I went to a 5A high school and in my graduating class we have around 1200-1400 students, so the school in a whole has over 3000 students. needless to say thsi stuff can happen and it was quite funny cause it always happened to the jerks in the school. There was a rumor that the auto tech guys where doing it but no one could prove it and when I ask my best friend which was in auto tech he just laughed. Needlss t say it can happen just highly unlikely.
Aug 9, 2004 | 08:31 AM
#18
TECH Fanatic
Joined: Aug 2003
Posts: 1,382
Likes: 0
From: Yorkville IL - Chicago
Originally Posted by BigBlockChev572
Yeah, but it won't just be a regular accessory such as stereo and rims. It will be a "High Performance" Accessory. Meaning me being a teenager the assumed, drive faster, get in more wrecks etc. is put into place and my insurance would probably skyrocket . Oh well, it seems best to let the insurance know nothing of performance parts and deal with it on a personnel level.
Philip S.
. Oh well, it seems best to let the insurance know nothing of performance parts and deal with it on a personnel level. Philip S.
I just fixed a Firebird and had to replace an aftermarket blower.
If you have the coverage - does not matter what the part is.
Aug 9, 2004 | 03:28 PM
#19
Originally Posted by LS1csherm
There is no difference made - custom parts and equip can be anything - does not matter what the part is .
I just fixed a Firebird and had to replace an aftermarket blower.
If you have the coverage - does not matter what the part is.
I just fixed a Firebird and had to replace an aftermarket blower.
If you have the coverage - does not matter what the part is.
Thanks for all your guys advice, I really appreciate it!
Philip S.
Aug 9, 2004 | 03:29 PM
#20
Originally Posted by LS1csherm
There is no difference made - custom parts and equip can be anything - does not matter what the part is .
I just fixed a Firebird and had to replace an aftermarket blower.
If you have the coverage - does not matter what the part is.
I just fixed a Firebird and had to replace an aftermarket blower.
If you have the coverage - does not matter what the part is.
Thanks for all your guys advice, I really appreciate it!
Philip S.
