yeah im just wondering cuz i got a credit card and could put rims and tires on there but i know how long it will take me to pay it off but i was just wondering cuz mods that people have on here seems like it would take a lifetime to get where im at right now.. and congrats on the new job rook hope you get it...

 

Don't do the credit card thing! Trust me, I'm still paying some off (thanks partly to my ex). Being single helps a lot, I've got more money now than I ever did! Oh, and don't be dumb like I did and buy a second or third vehicle. I just recently paid off my '00 Z-71 and working on my '02, and I also let the third vehicle go back.

 

No credit card they are all bullshit, and dont listen to that loan officer he will con you into it. stay single, dont buy dumb stuff, buy needs not wants, invest invest invest while your young, roth IRA, 401k, anyway to make money off of what you have. And in time my friend you will not only be buying rims but you will be buying yahts, patience is the key.

 

I thought 40K was good...What do you do???(If you dont mind me asking) Looks like I may be in the wrong line of work.

 

I'm curious where you work and pull in that kind of cash! I am an engineer, and don't even get close to that.

You are right, nobody got anywhere on hourly jobs. The keys to success lie in the 401k, stock options, etc. $40k for being under 25 isn't too bad btw.

 

Yeah, Greentahoe is right!! But, I'm 26, bring home $44,000 cash after taxes, etc. I gross $55,000, work 40 hours a week, single, and I think that's pretty good for hourly pay.

 

That is hilarious!! I agree dont use credit cards. I dont have any. If you are looking to the future and you are young invest aggressively. I have quite a bit invested in double index funds. I have 6% taken for 401K and my co. matches that with an additional 4%. You can only do 14K a year so I try to hit the cap earlier in the year. I then put my tax return into index and double index funds and some seasoned co's. The market may go up and down, but I dont really care what it does now, Im looking 20yrs in the future.
Im a Sr Loan Officer and I am very hard on myself. Last month was one of my better months.... I brought home 13K in cash after taxes and 401K. There is money to be made if you are willing to work man. Like I said though, its high stress and you will have no job security. Thats the way of the world at least in my experience.

 

money.

 

i got mine at rent a tire, u can get the rims and just pay like 30 bucks a week, but u pay for a year or 2, i got my rims there for 500 but thats because i payed cash, if u make payments the price almost doubles, there 20'' aluminum with black inserts and a black lip, they look pretty sweet, especially for 500 bucks brand new, but if u cant save money, u can just pay weekly, im pretty sure u can afford 30 bucks a week having 2 jobs and all

 

I am a senior engineer and work my *** off, but I would love to make more than $120. Because I work in IT, it is high stress and there isn't much job security either...you either perform or get lost.

I max contribute to my 401k and pretty much hit the max about 3/4 of the way through the year. The stock options are sweet though.