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project truck insurance?

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Old 11-29-2015, 12:44 PM
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Default project truck insurance?

Not sure where to post this so be kind... I have a 2004 Silverado 2500 ccsb 4x4. I have done quite a bit of work to it. I park it for the winter to keep it nice and it is not my daily driver. I use it for fun in the summer and to pull my bass boat.
Tvs1900
Ls9 cam and springs
3 inch pulley
Id725 injectors
1 7/8 arh headers
Araid intake
90mm throttle body with x link
Pioneer touch screen w/nav
Cowl hood
Ssbc brakes
Black bear tune
69000 miles
Original owner
I'm sure I'm forgetting some stuff.... Needless to say, I feel it's worth more than a run of the mill 2004 Silverado. Just wondering what some of you guys are doing for insurance for your hot rod trucks? I would be sick of something were to happen and they hand me a check for 7000... Or get into a hail storm and have them total it. Thanks, Dave.
Old 11-29-2015, 02:51 PM
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I actually have a set value on my truck with the insurance company. I pay for it in the end because of the hike in value. My truck is probably work 15k if I am lucky. I have it setup with the insurance company to be 30k if I remember correctly. And it ends up being about 35 bucks cheaper per month than my 2012 1500 LTZ 6.2 4x4.

Food for thought. My insurance is through Country.
Old 11-29-2015, 04:48 PM
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Thanks for the info! I checked with Hagerty and one other company and they won't cover anything that is used to tow. This gives me hope, I'll keep looking.
Old 12-05-2015, 11:04 AM
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this is definitely something to be proactive about and do, I learned the hard way.
my 10 NNBS had a lot done, I always garage parked it. never thought about the what if... well what if happened and the truck was stolen in July, never recovered.

insurance paid me "Market Value" so I lost BIG time
Old 12-05-2015, 01:11 PM
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In some cases if insurance company finds out how serious or powerful the vehicle is they wont insure ya


Insurance thinks cocaine is a basic truck, insurance would never insure a truck like mine if they knew dollars spent


With said dont tey and get greedy
Old 12-05-2015, 02:39 PM
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I just have normal coverage on mine...not worth jack really, but full coverage is only like $1 more a month than liability. I dont even bother trying to get coverage for the double-wide cost of mods I have done to mine over the years. If I wreck it I am basically screwed.
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