Smart man! You will not regret it. I have been credit card debt free all my life.
I have carried a balance here and there for a couple months but never beyond that. This is why it takes me soo damm long to get parts for modiing the truck, I will not go into hock for something I really don't need or can't pay cash for.
Way back when, I lied about my age just to get a paper route, I was 11 years old. Been out of work maybe 3.5 weeks since I was 16 years old. Obviously mom and dad took care of me but they also taught me the value of having your own money. When it's yours and you know where it's comming from your a little more carefull with it.