Some loans have penalties for paying them off early but, I've never had one like that so don't know about it. If you have a payment book or stub see if there is a toll free number you can call, most of the time you can get your payoff right over the phone with just the account number.

 

"Amoritization"....that's what I tell my honey.....bend over and get ready for some amortization.

 

^LMAO

Ya John i just checked and it said there is no penalties... as we both know that wouldnt be what they considered a penalty anyways (probably consider that bend the **** over so i can try to rape you lol)

i check my previous statements for the loans and from the time i made payment #1 the amount decreased... i have a feeling someone fucked up wit this one (fingers crossed)

 

ITS LOOKIN LIKE YOU MIGHT BE RIGHT... I WOULD BREAK OUT MY COPY OF THE CONTRACT (YOU DO HAVE IT RIGHT?) AND LOOK FOR A POSSIBLE STIPULATION THAT AT TIME OF PAYOFF ALL INTEREST WILL BE APPLIED....


THEN AGAIN I HOPE THAT IT IS A BIG F-UP SO YOU CAN GET IT A LIL EASIER

 

i wish my scanner was workin otherwise i would just scan the fine print BS... i did look through all of it and it doesnt say really ANYTHING about in the event of pay off or anything regarding that.

i called the main branch and apparently "our computers are down"... great ******* timing lol

 

I WOULD READ THRU IT FOR YA TOO... I LOVE LEGAL FINE PRINT... I LOVE FINDING TEH LOOPHOLES

 

this is a loop we dont wanna find though cause it would be for there benefit LOL

 

well i could see if maybe they left a loose end untied.... you would be suprised how many contracts have been in-validated by mis wording or errors

 

thing that kills me is my buddy has a loan through them too... he honestly believes that this is normal, i said if you ever sell your car w/o paying off your loan you are gonna be fucked outta like $1000

i got a buddy who is pretty much ready to buy my Silverado now for $5500, i figured i owed like $5800 like KB calculated... then they say i owe $7000+ **** that someone screwed up somewhere

im gonna see if i can get this damn scanner workin

 

no worky

i just spoke with another branch... looks like there WHOLE system is down... they said they will get back to me tomorrow, ******* figures. i wanna know NOW!!! lol