People questioned my financial smarts when I got this truck also, though your case was WAY more extreme than mine. My '09 had about 16k miles on it and people wondered why I traded a basically new truck. They didn't understand the 6.2 was so much better than the 5.3, then there is the 6L80E, 14-bolt rear end w/disc brakes, etc etc. Also like you I came out on top with 1 yr less on my loan and $50 less per month. This was on a truck with a 7k dollar higher sticker too. If you have an insider at a dealership (I do also), take care of your vehicles, and have great credit you can get things you want very easily.

 

the funny thing is i'm still basically a kid, i make pretty fair money and my Credit score is above average for a young person(over 850). i know what i can and cant do but this wasnt even a hard decision getting into the 6.2

 

How old are you bro?

 

I am 22

 

It's nice to be stable at such a young age, isn't it? I'm 25 and I was happy as can be when I picked up my CCSB 6.2 4x4 in February

 

I bought my 06 loaded Dmax in Jan 08 as my 22nd bday present to myself. It's amazing what you can do when you work your *** off and take care of your credit

 

Yeah it's definitely nice. I was supposed to get my dream car this spring (used C6 Z06) but I broke my Jeep so my wife wanted me to replace it with a pickup truck. A 2011 6.2 4x4 fit the bill perfectly; if I have to replace my 4x4, I might as well get one with over 400 horsepower

 

seems too good to be true lol.. congrats. in the past 6 years ive traded in like 3 trucks lol.. i know how its done also...good credit will get you a long way for sure..

 

Credit is everything nowdays. You can't buy anything without it hardly.

 

850? A credit score of 700 is considered by most banks to be perfect. A 750 is almost impossible to get from what Ive seen. Im not saying its not true by anymeans, but I would have to see a credit score of 850 to believe it. Your DTI must be zero and past history has to be perfect.